At a time of Scottish Conveyancing Stress

McVey & Murricane can help with a new expert service offering unparalleled value and expertise

The Registers of Scotland struggle while your existing securities drift, some more than three years since completion. Now hit by Coronavirus....

Do you just hope and pray?


THE ANSWER IS AT HAND FROM SCOTLAND'S MOST INNOVATIVE LENDER FOCUSED LEGAL FIRM

CHOOSE FROM THREE INNOVATIVE PRODUCTS TO MEET YOUR REQUIREMENTS


INSTANT INFORMATION ASSESSMENT

White-labelled to maintain your relationships


Through their experience McVey and Murricane (MM) have created a tool that can be sent to solicitors who have acted for a lender where the deeds are outstanding. The tool has intelligence to ascertain whether the responses from the solicitor are reasonable or raise a red flag. This is not a subjective response but one that is data driven by the collection of facts.


It is appreciated that you will often not wish to raise the spectre of another firm which is why this tool can be white-labelled. If the response is a red-flag then you can use our MMi Security Review or MMi Deeds Resolution product to deal with the amelioration of the position.


There is a set up charge of £300 + VAT and a charge per use of the tool from £2 + VAT - amazing value for such expertise. Included within the set up charge are full instructions.


GDPR and security are at the heart of the product. If you want MM to triage the responses there is a higher charge based upon your needs but it will remain far cheaper than your own staff spending time when Coronavirus is taking up so much of your resources.


MMiDeedsInvestigator is for residential property only

EXPERT REVIEW ONLINE

An interim arrangement that will cover 70% of your resolutions


While the MMi Deeds Investigator product will raise red flags, some cases will require a detail review.


The MMi Security Review will involve a close review of the information available online and any searches we can obtain. It will not involve an actual review of the submitted deeds because that will require obtaining these documents from either the completing solicitor or the Land Register. Both of these tasks may be impeded by the Coronavirus repercussions.


However, we estimate that the MMi Deeds Investigator product will resolve 70% of resolution cases without requiring the physical deeds.


The cost of the MMi Deeds Investigator product is only £75 + VAT and again this will be far more cost effective than using your own colleagues at a time of stress.

OUR SENIOR PRODUCT

An expert review for compromised security


If you are already aware that your security is compromised or this is the result of either MMi Deeds Investigator or MMi Security Review, help is at hand.


It is appreciated that you may have existing legal relationships but these MMi products are tailor made for lenders from those who have spent a combined 125 years at the coal face of residential property and who are acknowledged as the class leaders in Scotland.


MMi Deeds Resolution does exactly what it says on the tin. Steps are taken to resolve the compromised security in the most effective way possible. With weekly reporting you will know what is happening on an ongoing basis.


Costs are based on our assessment of time providing you with the opportunity to make commercial decisions. At all times you will be offered a menu of choices all costed.


Hopefully the numbers reaching this stage are few and far between but from our own knowledge of the market there will, unfortunately, be some.

At-a-Glance Comparison of Packages

  • MMI DEEDS INVESTIGATOR
    • Review initiated by Lender
    • Online Expert App to be completed by borrower's solicitor
    • White label option
    • Low cost of £2 + VAT per case
    • Plain-English results
  • MMI SECURITY REVIEW
    • Review initiated by Lender
    • Natural follow on from concerning MMi Deeds Investigator result
    • Email or online form instruction to McVey & Murricane
    • Security review by McVey & Murricane from online sources
    • Low cost of £75 + VAT per case
    • Plain-English results
  • MMI DEEDS RESOLUTION
    • Review initiated by Lender
    • Natural follow on from concerning MMi Deeds Investigator or MMi Security Review result
    • Email or online form instruction to McVey & Murricane
    • Security review by McVey & Murricane including interaction with requested papers from borrower's solicitors
    • Pre-estimated costs
    • Plain-English results

MEET THE TEAM!

OVER 130 YEARS OF EXPERIENCE

What makes our team special?


From the origination of dozens of innovative documents for lenders

To the creation of the rapid remortgage concept in Scotland

With enviable experience in Scotland combined with systems primacy


  • We hope that our passion and care for the client shine through.
  • We have a belief in doing the right thing - innovating while preserving standards.
  • Technology can deliver consistent better quality service at a lower cost.
  • More, it allows our fee earners to concentrate on providing great advice not bureaucracy.

Jonathan Edwards


jedwards@mcvey-murricane.com


A solicitor for over 40 years, experienced in property and lending work and renowned for new document creation and a systemised approach to lending property work; Managing partner of Golds Solicitors from 1991 to 2007 when the firm was merged with Irwin Mitchell. Golds was a leader in property and lending work being the second largest firm in Scotland by fee earners before the merger.


Jonathan has created original lending paperwork and innovative systems including white label arrangements for numerous UK high street organisations.


Jonathan is always pleased when his ideas gain purchase in the legal environment but is always frustrated that the rest of the world does not grasp the future of lending as clearly as him!

John Clyde


jclyde@mcvey-murricane.com


A solicitor for over 40 years highly experienced in property and lending work; Partner in Golds Solicitors and thereafter with Irwin Mitchell as Partner in charge of Remortgage.


John is now one of the foremost practitioners in the changes to the Scottish lending legislation and practice over the last 15 years or so.

Allan Radlow


aradlow@mcvey-murricane.com


Widely acknowledged as the doyen of the Scottish property scene, Allan is another solicitor with over 40 years' experience of which 39 have been spent at McVey and Murricane as solicitor, partner and for over 20 years Senior Partner.


Allan is never happier than when discussing all matters lending with both lenders and the broker community. He loves creating networks with those representing the lending firmament.

Fallon Sara Spencer


fspencer@mcvey-murricane.com


Fallon is the rising lending practitioner in Scotland - already in charge of her own department dealing with specialist lenders who greatly rely on her advice and training sessions.


Within McVey and Murricane, Fallon has had a shooting star career quickly becoming an Associate and then a Principal. She has a particular interest in registration and technical matters and has developed a close partnership with Registers of Scotland, regularly providing recommendations to improve processes and registration law in Scotland.

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