Atom Bank plc
Fees Assisted Remortgage Additional Fees
Under the fees assisted remortgage service, the law firm will act only for Atom and are unable to provide you with legal advice on your mortgage. Atom will pay for the standard legal fees associated with the mortgage.
Additional fees may be charged for additional work and services required over and above the standard legal work in a fees assisted mortgage case. Your law firm will discuss your requirements with you and obtain your consent to proceed before such fees are incurred.
Below are examples of some of the most common additional fees.
Please note they do not include any third-party fees or legal costs:
| Additional Work | Additional Fee (excl.VAT) |
|---|---|
| Applying a declaration of trust | £195.00 |
| Applying a deed of guarantee | £150.00 |
| Applying a deed of variation | £150.00 |
| Checking an existing tenancy agreement | £50.00 |
| Checking and approving an existing solar panel lease | £90.00 |
| Completing and verifying Identification checks for expat customers | £40.00 |
| Completing electronic identity checks (per customer) (Paid to LMS) | £5.00 |
| Completing and verifying certified identification checks (per customer) (paid to law firm) | £5.00 |
| Completing leasehold checks (non FastTrack cases only) | £65.00 |
| Completing tenement checks on a flat or temement property (Scotland) | £75.00 |
| Dealing with independent solicitors (hourly rate) | £150.00 |
| Dealing with independent solicitors (to send purchase monies only) | £40.00 |
| Dealing with lease extensions and amendments (acting for borrower, Simple Case) | £750.00 |
| Dealing with Stamp Duty Land Tax or Land Transaction Tax | £75.00 |
| Dealing with transfer of equity (excluding disbursements) | £245.00 |
| Drafting a declaration of solvency and obtaining indemnity insurance for a transaction at undervalue | £95.00 |
| Drafting a statutory declaration | £50.00 |
| Drafting an assured shorthold tenancy | £95.00 |
| First registration at Land Registry (excluding Land Registry fee) | £95.00 |
| First registration in Scotland (from Sasine, excluding disbursements) (Complex registrations will incur higher fees which your law firm will confirm) | £95.00 |
| Forwarding a copy title information document / updated registers of title to the customer | £20.00 |
| Forwarding pre-registration deeds and documents | £10.00 |
| Investigating bankruptcy entries per case (insolvency register check) | £30.00 |
| Investigating the title to additional land (including separate titles) | £45.00 |
| Investigating unexpected unclear Land Registry priority searches | £75.00 |
| Obtaining a bespoke indemnity insurance policy (not a block policy, excluding policy premium) | £45.00 |
| Obtaining a letter of postponement from the Ministry of Defence or local authorities (per letter) | £50.00 |
| Obtaining a letter of undertaking regarding searches (Scotland) | £15.00 |
| Obtaining a letter of undertaking regarding title (Scotland) | £50.00 |
| Obtaining and registering a deed of postponement | £195.00 |
| Obtaining and reviewing and estate rent charge document | £95.00 |
| Ordering documents or leases referred to in office copies (excluding disbursements) | £10.00 |
| Other additional work not listed here (hourly rate) | £150.00 |
| Processing a change of name or address at Land Registry | £20.00 |
| Purchasing related freehold title (excluding disbursements) | up to £500.00 |
| Rectifying a defective title (hourly rate excluding disbursements) | £150.00 |
| Redeeming an existing Help to Buy Equity loan | £75.00 |
| Registering a third party transfer document (excluding disbursements) | £100.00 |
| Removing a personal charge (per charge) | £150.00 |
| Removing a tenancy in common restriction | £50.00 |
| Removing second and subsequent charges (per charge) | £30.00 |
| Reversing legal completion (excluding disbursements) | up to £390 |
| Satisfying a Land Registry Anti-Fraud Restriction | £75.00 |
| Satisfying a special condition in the mortgage offer (per condition) | £45.00 |
| Satisfying or removing a restriction or caution or inhibition (not for tenancy in common) | £150.00 |
| Separating title and creation of servitude rights /burdens (Scotland) (excluding disbursements) | £195.00 |
| Storing title deeds (Scotland) (per annum) | £75.00 |
| Telegraphic transfer (same day payment) of surplus funds to the customer (per transfer) | £30.00 |
| Telegraphic transfer (same day payment) to redeem existing loans | £30.00 |
| Validating the source of a shortfall over £5000 | £25.00 |
May 2025 V7